Step-by-Step Guide to Sending Creditable Coverage Notices

Every employer with Medicare-eligible employees must notify them whether their Rx coverage is creditable or not and it must be done by October 15 each year.

Here’s how to do it right:

Step-by-Step Notice Process:

  1. Determine creditable status (run an actuarial or simplified test)

  2. Generate a CMS-compliant letter

  3. Send to all Medicare-eligible employees (electronic or paper is fine)

  4. Log how and when you sent it

  5. Save a copy for audit purposes

Creditable provides everything you need. Testing, documentation, and a downloadable, CMS-ready notice. No guesswork. No legal review. Just compliance, done.

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